At Beatrice we believe protecting and safeguarding the privacy of our clients and their data is of the highest importance. Below is a summary of non-public personal information we may collect and maintain during the course of our relationship with you and your family, as well as our policy regarding the use of that information, and the measures we take to keep that information safe. We do not sell non-public personal information to anyone and only share it with employees, partners, and trusted relationships as described below. 

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Information We Collect 

In the course of our business relationship, we obtain non-public personal information about clients, including:

• Information we receive from you on applications, surveys, or other forms (such as your name, address, and social security number and information about your employment, income, assets, beneficiaries and investment objectives).
• Information about your transactions with us, our affiliates or others (such as account activity, loan history, and transaction information from other banks, financial advisers, accountants, attorneys, and other service providers you work with).
• Information we might receive from outside agencies or other advisers, investment managers, or service providers you work with.

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Disclosure Policy

We do not disclose any non-public personal information about our clients or former clients to anyone, except as permitted by law to facilitate our services to our clients or as otherwise required by law. As allowed by law, we share information about current and former clients among our affiliates as necessary to help us service your account with us. We also provide non-public personal information to trusted, non-affiliated companies that require certain information to provide specific services to client accounts. In all cases, we strive to provide the minimum level of necessary, need-to-know information required to provide our clients services directly, and facilitate additional services from third parties.
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Information and Data Security

We have implemented procedures designed to restrict access to your non-public personal information to those employees who need it to perform their job responsibilities. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information. 
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For Residents of the United Kingdom or European Union

Clients and other parties residing in the United Kingdom ("UK") or European Union ("EU") (collectively "UK or EU Residents") are entitled to certain rights and protections with respect to their "Personal Data" under the EU General Data Protection Regulation ("GDPR"). In addition to the protections described above, any UK or EU Residents can request:

• To see the Personal Data we hold (if any), including learning why we are holding it and to whom it might be disclosed;
• To change or correct their Personal Data;
• To delete their Personal Data (after the applicable retention period);
• To stop or restrict the processing of their Personal Data; and
• To the extent that client consent is required and given related to any processing of their Personal Data, to withdraw any such consent.

Any UK or EU Resident wishing to make such a request can do so by emailing [email protected] or writing to Beatrice Advisors, Attn: Legal Department, 52 Vanderbilt Ave Suit #1405, New York, NY, 10017.
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Generally, Beatrice will use and store an any UK or EU Resident's Personal Data only for as long as necessary, bearing in mind the uses of Personal Data, including the performance of a contract or the compliance with any legal obligation to which Beatrice is subject, including those obligations governing document retention and regulatory reporting. Accordingly, Beatrice will, in most circumstances, retain an EU or UK Resident's Personal Data for up to seven years after the termination of their relationship with us.
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For Residents of the United States

You may have other privacy protections under state law. Our information sharing procedures and privacy policy will comply with all applicable state laws. Residents of certain states may receive additional information concerning use and sharing of information. For residents of California, in accordance with California state law, we will not share information we collect about you with companies outside of Beatrice, unless the law allows. We will limit sharing among our affiliated entities to the extent required by California law.

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Cookies

We use cookies, web beacons, and similar technologies (“Cookies”) to track information provided by your browser and our website and any related software applications when you use this website. A Cookie is a small piece of information that a website, such as this one, stores on your web browser on your device and can later retrieve. “Session” Cookies are temporary and will expire at the end of a browser session; that is, when you leave our website. Session Cookies allow our website to recognize you and carry information as you navigate between pages during a single browser session. This allows you to use our website most efficiently. “Persistent” Cookies, in contrast, remain in the Cookie file of your browser even after you leave our website and after the browser is closed. These Persistent Cookies enable this website to recognize you on your return, remember your preferences and provide tailored services to you. A Cookie will not contain information that will enable us to contact you via telephone, e-mail, or other means.

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Our website uses Session and Persistent Cookies to permit us and our website service partners to:

• Measure your use of our website in an effort to improve its quality and enhance your overall experience, including tracking page views, time and date of website access, and other usage and navigation data, and identifying your operating system and browser type (but not other information about your computer or the files or programs on it) and your general geographic location; and
• Aggregate usage data to track trends and analyze patterns on the website.

If you do not wish to accept Cookies from our website, please either disable them in your web browser or refrain from using this website. If Cookies are disabled, it may mean that you experience reduced functionality or will be prevented from using all or part of this website.
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Most browsers are initially set to accept Cookies. However, you have the ability to change your browser settings. It may also be possible to configure your browser settings to enable acceptance of specific Cookies or to notify you each time a new Cookie is about to be stored on your device enabling you to decide whether to accept or reject the Cookie. You can also disable Cookies by configuring your browser setting to reject Cookies, or clear existing Cookies from your browser cache. Please refer to the help section of your browser for instructions on disabling Cookies. For more information about Cookies, how they work, why they are useful, and how to disable them, you can visit www.allaboutcookies.org.

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